Hello world!!!!!!!!!! Great news!!!!!!!! I just paid off the last of my credit card debt. I am officially credit card debt freeeeeeeeee! It's been a couple years coming, the last year frustrating after graduation and not having an excuse to have credit card debt anymore. It seemed so easy to me to get into a better financial situation, but it's not. To finally achieve this goal, I buckled down and have aimed for spending $20 on groceries per week; switched to cash ($100 per paycheck for gas, food, etc); cashed out my stock; stopped living beyond my means; and cut up my credit card so I would STOP using it.
Next steps:
1. Pay off personal loan of $140 (April 2011)
2. Personal loan of $500 (April 2011)
3. Emergency fund of $1000 (May 2011)
3. Private student loan of around $2500 (currently monthly payment $50) (September 2011)
4. Car loan of around $15000 (current monthly payment $275) (October 2013)
5. Government student loan of around $15000 (current monthly payment $250) (October 2014)
No comments:
Post a Comment